Explore Business Financing Options

Loan Programs

Explore Business Financing Options with Biz Hub Financial

At Biz Hub Financial, we specialize in commercial and investor-focused financing. Instead of forcing your deal into one bank’s box, we match you with the right lender and structure for your goals, timeline, and exit strategy. Below are some of our core programs. Don’t see your exact scenario? Contact us—chances are we have a solution or a lender that fits.

DSCR & Investor Loans
  • Designed for rental and investment properties (1–4 units and small multifamily)
  • Focus on property cash flow (Debt Service Coverage Ratio), not just personal income
  • Purchase and refinance options
  • Ideal for building or stabilizing a rental portfolio
Fix & Flip and Bridge Loans
  • Short-term financing for acquisitions, rehabs, and time-sensitive deals
  • Can include purchase plus renovation costs
  • Useful for properties that need work or are in transition
  • Fast approvals and closings to help investors compete with cash buyers
SBA 7(a) and 504 Loans
  • Government-backed programs for growing and acquiring businesses
  • SBA 7(a): working capital, business acquisition, partner buyouts, equipment, and more
  • SBA 504: owner-occupied commercial real estate and major fixed assets
  • Longer terms and potentially lower down payments than many conventional loans
Commercial Real Estate Loans
  • Financing for mixed-use, multifamily, office, retail, industrial, and more
  • Options for both investors and owner-users
  • Conventional, non-bank, and private capital sources
  • For acquisitions, refinances, and repositioning strategies
Lines of Credit & Working Capital
  • Revolving lines of credit for short-term needs and cash-flow gaps
  • Term loans for specific projects or expansions
  • Can be used for payroll, inventory, marketing, equipment, and more
  • Options for both strong-credit borrowers and those rebuilding
Specialized & Alternative Financing
  • Partner buyouts and recapitalizations
  • Portfolio and blanket loans for multiple properties
  • Select niche asset classes evaluated case by case

Not sure which program is right for you? Our team will review your goals, your deal, and your timeline, then recommend the programs that make the most sense.

Call us at (610) 572-1712 or email support@bizhubfinancial.com to discuss your scenario, or start your application online today.